---
title: How to enter EMD and other credits?
description: PUBLISHED
---

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October 1, 2026

# How to enter EMD and other credits?

## A step-by-step guide on how to enter EMD, Seller, Lender, Realtor, and other credits.

- General credits are to be added here
- If there are true Seller Paid Closing costs it will need to be itemized in the Disclosure \> Cost Details section
- If there is a forgivable grant for DPA and it is not recorded and does not count towards LTV use the Other option.

1. Within the loan file go to the overview screen
2. Go to Details of Transaction and hit edit.
3. Navigate to BELOW section K in the Add Purchase Credit drop-down.
4. Make your selection and enter the dollar amount.

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