---
title: FAQs | SphereLOS Knowledge Base
description: FAQs
---

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1. [SphereLOS Knowledge Base](https://www.spherelos.com/kb)
2. [FAQs](https://www.spherelos.com/kb/faqs)

# FAQs

- [How to Import Files into Sphere LOS](https://www.spherelos.com/kb/a-step-by-step-guide-on-how-to-import-files-into-sphere-los)
- [How to add a borrower?](https://www.spherelos.com/kb/how-to-add-a-borrower)
- [How to enter Renovation/Construction/ Construction to Permanent loans](https://www.spherelos.com/kb/how-to-enter-renovation/construction/-construction-to-permanent-loans)
- [How to order a credit report?](https://www.spherelos.com/kb/how-to-order-a-credit-report)
- [How to Join Two Borrowers?](https://www.spherelos.com/kb/how-to-join-two-borrowers)
- [How to Create a New Program in SphereLOS](https://www.spherelos.com/kb/how-to-create-a-new-program-in-spherelos)
- [How to Operate an NDC in SphereLOS Free Edition](https://www.spherelos.com/kb/how-to-operate-an-ndc-in-spherelos-free-edition)
- [How to Create Custom Fields in SphereLOS](https://www.spherelos.com/kb/how-to-create-custom-fields-in-spherelos)
- [How to enter your UWM credentials](https://www.spherelos.com/kb/how-to-enter-your-uwm-credentials)
- [How to enter EMD and other credits?](https://www.spherelos.com/kb/how-to-enter-emd-and-other-credits)
- [How to submit a loan to UWM?](https://www.spherelos.com/kb/how-to-submit-a-loan)
- [How to enter user credentials?](https://www.spherelos.com/kb/how-to-enter-user-credentials)
- [How to separate joint borrowers?](https://www.spherelos.com/kb/how-to-separate-joint-borrowers)

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## How-To

- [How to run AUS with a soft pull credit report?](https://www.spherelos.com/kb/how-to-run-aus-with-a-soft-pull-credit-report)
- [How to Edit Cost Details in Disclosures](https://www.spherelos.com/kb/how-to-edit-cost-details-in-disclosures)
- [How to automate reports to email?](https://www.spherelos.com/kb/automatereports)
- [How to Create a Scenario Comparison in SphereLOS](https://www.spherelos.com/kb/how-to-create-a-scenario-comparison-in-spherelos)
- [Pipeline Navigation](https://www.spherelos.com/kb/pipeline-navigation)
- [Loan Officer Setup: Enabling Impersonation for Team Use](https://www.spherelos.com/kb/loan-officer-setup-enabling-impersonation-for-team-use)
- [How to use Shortcuts in SphereLOS](https://www.spherelos.com/kb/how-to-use-shortcuts-in-spherelos)
- [How to Upload a Document to SphereLOS (Manual Upload)](https://www.spherelos.com/kb/how-to-upload-a-document)
- [How to Set Up USDA Monthly Guarantee Fee in Escrow](https://www.spherelos.com/kb/how-to-use-shortcuts-in-spherelos-0-1-0-0)
- [How to Access Disclosures and forms in Print Forms Library?](https://www.spherelos.com/kb/how-to-generate-and-send-forms-in-spherelos-0)
- [How to Assign Borrower Tasks Using Loan Conditions in SphereLOS](https://www.spherelos.com/kb/how-to-assign-borrower-tasks-using-loan-conditions-in-spherelos)
- [How to Enter Mortgage Insurance (MI)](https://www.spherelos.com/kb/how-to-enter-mortgage-insurance-mi)
- [How to Set Up an FHA 203K Loan and Generate the Maximum Mortgage Worksheet in SphereLOS](https://www.spherelos.com/kb/how-to-set-up-an-fha-203k-loan-and-generate-the-maximum-mortgage-worksheet-in-spherelos)
- [How to enter rental income?](https://www.spherelos.com/kb/how-to-enter-rental-income)
- [How to Set the VA Funding Fee (Exempt or Enter Amount)](https://www.spherelos.com/kb/how-to-generate-and-send-forms-in-spherelos-1-1)
- [How to Manage a Document in SphereLOS](https://www.spherelos.com/kb/how-to-manage-a-document-in-spherelos)
- [How to Create a Piggyback Second Mortgage File in SpherLOS](https://www.spherelos.com/kb/how-to-create-a-piggyback-second-mortgage-file-in-spherlos)
- [How to Generate the HMDA Report using SphereLOS](https://www.spherelos.com/kb/how-to-generate-the-hmda-report-using-spherelos)
- [How to set a partial escrow?](https://www.spherelos.com/kb/how-to-set-a-partial-escrow)
- [How to Enter Other Financing – a Second Lien or DPA (Down Payment Assistance) in a Loan File](https://www.spherelos.com/kb/how-to-enter-other-financing-a-second-lien-or-dpa-down-payment-assistance-in-a-loan-file)
- [How to Generate MERS MIN ID and Universal Loan ID (ULI) in SphereLOS](https://www.spherelos.com/kb/how-to-generate-mers-min-id-and-universal-loan-id-uli-in-spherelos)
- [How to Update Company Addresses (Headquarter, Branches, and DBAs)](https://www.spherelos.com/kb/how-to-update-company-branch-and-dba-addresses)
- [How to Enter Key Service Providers (KSP) in a Loan File](https://www.spherelos.com/kb/how-to-enter-key-service-providers-ksp-in-a-loan-file)
- [How to Update an Existing Loan File Using Import](https://www.spherelos.com/kb/how-to-update-a-loan-by-importing-a-file)
- [How to file the NMLS Call Report (MCR)?](https://www.spherelos.com/kb/how-to-file-the-nmls-call-report-mcr)
- [How to Generate and Send Forms in SphereLOS](https://www.spherelos.com/kb/how-to-generate-and-send-forms-in-spherelos)
- [How to Enter a Buydown Program in SphereLOS](https://www.spherelos.com/kb/how-to-use-shortcuts-in-spherelos-0)
- [How to Add Subject Property Rental Income](https://www.spherelos.com/kb/how-to-generate-and-send-forms-in-spherelos-1-0)
- [How to set up AUS to run with a soft pull credit report?](https://www.spherelos.com/kb/how-to-set-up-aus-to-run-with-a-soft-pull-credit-report)
- [How to Export a Loan File](https://www.spherelos.com/kb/how-to-export-a-loan-file)
- [How to Set and Apply a Prepayment Penalty](https://www.spherelos.com/kb/how-to-set-and-apply-a-prepayment-penalty)
- [How to register loans and documents with Mutual of Omaha Mortgage in SphereLOS](https://www.spherelos.com/kb/how-to-register-loans-and-documents-with-mutual-of-omaha-mortgage-in-spherelos)
- [How to Merge a Co-Borrower File into the Primary Borrower's File in SphereLOS](https://www.spherelos.com/kb/how-to-merge-a-co-borrower-file-into-the-primary-borrowers-file-in-spherelos)
- [How to set up supplemental insurance?](https://www.spherelos.com/kb/how-to-set-up-supplemental-insurance)
- [How to Preview or Send a Pre-Approval Letter](https://www.spherelos.com/kb/how-to-preview-or-send-a-pre-approval-letter)
- [How to Copy a Loan File](https://www.spherelos.com/kb/how-to-copy-a-loan-file)
- [How to Set the Down Payment Source in FHA Loans](https://www.spherelos.com/kb/how-to-set-the-down-payment-source-in-fha-loans)
- [How to Request Non-Delegated Mortgage Insurance Through Sphere](https://www.spherelos.com/kb/how-to-use-shortcuts-in-spherelos-0-1-0)
- [How to Enter a Manufactured Home for AUS](https://www.spherelos.com/kb/how-to-use-shortcuts-in-spherelos-0-0)

See less ▼

## Borrower Application link

- [Where to Get the Quick Application Link for Borrower Access](https://www.spherelos.com/kb/where-to-get-the-quick-application-link-for-borrower-access)

- [FAQs](https://www.spherelos.com/kb/faqs#main-content)

    - [How-To](https://www.spherelos.com/kb/faqs#how-to)
    - [Borrower Application link](https://www.spherelos.com/kb/faqs#borrower-application-link)
- [Getting started](https://www.spherelos.com/kb/getting-started#main-content)

    - [Fee and Escrow Type](https://www.spherelos.com/kb/getting-started#fee-and-escrow-type)
- [Troubleshooting](https://www.spherelos.com/kb/troubleshooting)
- [General](https://www.spherelos.com/kb/general)
- [Uncategorized](https://www.spherelos.com/kb/uncategorized)

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